Free calculator · no signup

Client Margin Calculator

Type one client’s fee, hours and costs — get gross profit, margin % and a red / amber / green health verdict instantly, with the working shown, so you can defend the number in the pricing conversation.

LiveMargin as you type
40%The healthy bar
FreeAnswer, no signup
What this client pays you for the month — or the project total (then use total project hours below).
Everyone’s hours on this client combined — delivery, calls, emails and account management.
Salary + employer NI + pension ÷ working hours — typically 1.3–1.4× the raw salary hourly rate. Blend across everyone who touches the client.
Software seats, ad tools, stock, subcontractors — anything bought specifically for this client.
Gross margin · this client
60.25%Healthy
Healthy — over the 40% bar. This client pays for the overheads and then some.
Total cost£1,590
Gross profit£2,410
Effective rate£88.89/hrvs £32/hr cost

The working — take it to the pricing conversation

Same bands as our Excel margin tool: under 20% at risk · 20–40% watch · over 40% healthy.

What would fix it

Track every client this way

Get the free Profit Margin Calculator (Excel) — one row per client or project, with the same maths already built in:

  • Staff cost, total cost, gross profit and margin % — the formulas do themselves
  • The same red / amber / green health lights — under-priced work jumps off the page
  • A portfolio total — one blended margin figure for your whole book of work
  • Standard .xlsx — opens in Excel, Google Sheets and Numbers
◆ Get the free Excel calculator
Where should we send it?
Fill this in and your download unlocks instantly.
📗 Prefer the spreadsheet? Read all about the free Profit Margin Calculator for Excel — the same RAG health lights across every client, plus a portfolio total.

One client in, the whole picture out

Built by people who price this work every week — not an accounting exam. Four numbers in, and you know whether the client pays.

Margin as you type

Fee, hours, cost rate, tools — gross profit, margin % and the health verdict recalculate on every keystroke. No blank cells, no formulas.

Hours become real cost

Your blended rate turns effort into money, so over-servicing shows up as a shrinking margin — not a vague feeling at month end.

Red, amber, green

The same bands as our Excel margin tool: under 20% is at risk, 20–40% needs watching, over 40% is healthy. Problem clients jump out.

The working, shown

Every step of the maths, ready to paste into the pricing conversation — nobody argues with a number they can check line by line.

Client profit margins — questions

How do I work out the profit margin on a client?

Two steps. Total cost = hours delivered × your blended staff cost per hour, plus any tools or other costs for that client. Gross profit = fee − total cost, and margin % = profit ÷ fee. For example: £4,000 a month at 45 hours and £32/hr costs £1,590 in total, leaving £2,410 profit — a 60.25% margin. This calculator does it instantly and shows the working.

What is a healthy agency margin?

For services work, a gross margin of 40% or more per client is the bar most agencies and consultancies aim for — it leaves room for overheads, management time and the odd overrun, and still turns a profit at the bottom line. Between 20% and 40% is worth watching, and under 20% usually means the work is under-priced or over-serviced. Businesses differ, so treat the bands as a working rule of thumb, not a law.

What should I use as my blended staff cost per hour?

Everything an hour of delivery actually costs you: salary plus employer National Insurance and pension, divided by real working hours. As a quick rule, true hourly cost lands around 1.3–1.4× the raw salary-per-hour figure. If several people work on the client, blend their rates weighted by the hours each puts in.

What’s the difference between this and the Excel version?

This page answers for one client, instantly. The free Profit Margin Calculator (Excel) — the download above — tracks every client the same way: one row each, the same red / amber / green health lights, and a portfolio total that blends your whole book of work into one margin figure. Same maths, side by side across all your clients.

Why is this calculator free?

We make Landing — the all-in-one platform where time tracking, projects, CRM and invoicing live together, so margin per client is calculated live from real logged time. A genuinely useful free calculator is the best introduction we know; the answer is yours either way. No payment, no trial, no strings.

When you want this live, not typed in

Meet Landing — margin per client, live

A calculator answers today’s question with numbers you type in. In Landing, margin health per client is live: your team’s logged time becomes cost automatically, so every client shows its real margin as the month happens — alongside projects, CRM, invoicing and 40+ connected tools, for teams, agencies and growing businesses.

See Landing in action →
Time & profitabilityProject marginsClient CRMInvoicingTeam capacity+ 40 more